Best extended car warranty consumer reports

Compare rates from multiple vetted lenders. Discover your lowest eligible rate. The cost of a warranty will differ depending on the dealership and the age, make, and model of the vehicle. As such, the warranty insures you against potentially crippling expenses down the road. Dealerships typically have several warranties from which you can choose.

Better Extended Coverage

You can also decide how long you want the warranty to last. If the dealership offers a third-party warranty, you have to use the repair shops that partner with the warranty provider. Some cars are more prone to breakdowns than others.

Something makes you believe it could turn into a bigger problem? A warranty may be a good idea. Before visiting the dealership, call and ask for warranty pricing. Then, do the same for other dealerships in the area. Knowing that another dealership offers a better deal may be an incentive for the dealer to offer a lower price. Endurance also has more expensive plans Superior and Supreme that cover additional components like the brakes and suspension if you need even more coverage than what the Select Premiere offers.

The company also includes one year of its Endurance Elite membership to keep you covered with roadside and emergency assistance. As one of the companies with one of the largest plan selections available, CarShield is a natural company to start with when searching for used car warranties.

A good starter plan is the Platinum plan, designed for high-mileage vehicles, that takes care of most of the drivetrain, including the transmission, transfer case, suspension, steering, brakes, and drive axles.

Since these are the most important parts for keeping a car moving in addition to the engine , the coverage is more than adequate for aging vehicles. CarShield does offer other plans, including specialty options for other vehicles. Beyond the plans, CarShield offers a lot of flexibility in how you pay. For example, its monthly payment plan does away with the usual upfront costs from companies that make you pay for the entire year. Filing a claim and getting repair work done is fairly straightforward, but the process can be slightly longer.

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Should You Get an Extended Car Warranty?

Getting information for cost quotes or coverage information requires getting in touch with the CarShield resources or customer service and may incur some waiting during certain times of the year. When it comes to simplicity, Concord Auto Protect is hard to beat.

What to Know Before You Buy an Extended Car Warranty

With three plans that include progressively larger inclusion lists, the way this company has structured its warranty offerings is about as straightforward as you can get. The Advanced plan covers the main engine, transmission, and electrical components but lacks a few specific parts. For the ultimate coverage, the Premium plan is the better buy. In addition to the engine, transmission, and electrical components, the plan adds suspensions, brakes, fuel system, electronics, and performance enhancements to the list of inclusions.


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The actual cost will depend on the plan, your vehicle, and your driving history. Check with the original dealership. If the car is just a few years old or has under 36, miles on the engine, there is a good chance it may have the original factory warranty. Older vehicles, however, will likely be out of coverage unless they have an extended warranty left. Car warranties only cover service costs. Whether you purchase a used car outright or just find that your once brand-new car is now past its prime, a used car warranty can save you money as more maintenance and costly repairs are required.

Do the necessary research on vehicle protection options, get some free quotes, and always read the fine print of each protection plan that can trap up any car owner.

Should you buy an extended warranty on your car?

Ultimately, a car warranty plan should save you money. So, compare the inclusions and exclusions, along with the extra perks, of any plans you are ultimately considering. Doing so will make it easier to find the plan that will actually make an automotive and financial difference. Check out these great extended warranty providers:. In fact, most factory extended warranties fall short of customer expectations.

A plan with Endurance, on the other hand, is much more comprehensive.

How do extended car warranties work

Another type of extended warranty is offered by a third-party, like the car dealership from which you purchased your vehicle. These warranties are known as aftermarket warranties. The biggest reason people buy an extended warranty is that car dealerships love to encourage people to buy them.

In spite of this, most of the time, having an extended warranty is not a wise financial decision. If you have impulsively purchased an extended car warranty, you might be hoping you can undo this mistake and put the money in a better place. If you have made a true impulse purchase, you generally have 30 days to cancel your extended warranty penalty-free. Check your specific contract for more information.

Related cars

If you have a weak constitution, it may help to bring along a pushy and assertive friend when you return to the dealership or call to cancel. To cancel your extended car warranty, you will need to fill out a form specifying your mileage and the cancellation date, and then you will need to get a signed copy of the form from the dealership. In almost all cases, you can wait until your original OEM warranty is nearing expiration before deciding whether or not you want to purchase the extended warranty.